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TAL's Health Sense Plus Now Covers Income Protection Policies

Enhancing Value and Encouraging Preventative Health Measures

TAL's Health Sense Plus Now Covers Income Protection Policies?w=400

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In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies.
This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks.

Under the revised program, eligible new income protection policies submitted through TAL's adviser platform will automatically receive a 5% discount for the first two years. Existing TAL customers will have access to this benefit starting in October. This strategic move underscores TAL's commitment to integrating wellbeing into product design and providing advisers with tools to enhance customer retention and product value.

Aaron Newman, General Manager of Individual Life Product at TAL, stated, "By expanding the benefit to income protection, we're reinforcing TAL's commitment to embedding wellbeing into product design and giving advisers another opportunity to support customer retention and product value."

For Australians considering income protection insurance, this expansion offers a compelling reason to prioritise their health. Engaging in regular health assessments not only contributes to overall wellbeing but now also translates into tangible financial benefits through reduced insurance premiums.

It's essential for consumers to understand the specifics of the Health Sense Plus program and how they can qualify for these discounts. Consulting with a financial adviser or directly with TAL can provide clarity on eligibility criteria and the steps required to take advantage of this initiative.

In summary, TAL's extension of the Health Sense Plus program to include income protection policies represents a proactive approach to promoting health and financial security among Australians. By aligning health incentives with financial benefits, TAL is setting a precedent in the insurance industry that prioritises the holistic wellbeing of its clients.

Published:Monday, 19th Jan 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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Knowledgebase
Incontestability Clause:
A provision in a life insurance policy that prevents the insurer from voiding coverage due to a misstatement by the insured after a certain period.