Income Protection Insurance Australia

Income protection insurance resources for Australians

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Compare Income Protection Insurance Quotes & Options

Welcome to our Australian disability income protection and life insurance comparison service. Compare affordable income protection insurance rates and tailored coverage options from a panel of participating brokers and insurers. Our independent broker-matching platform connects you with licensed brokers who can provide quotes and personal advice to help protect your financial future. Simply enter the amount you’d like covered each month and your postcode to request quotes and compare cover options that may suit your needs.

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Comparison results are from participating brokers and insurers linked to our referral service and do not include all providers in the market. We may receive a referral fee from the parties we refer you to, regardless of whether you proceed. We do not provide financial advice or credit assistance directly.

Why Income Protection?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Protection is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.

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Competitive Rates

Income protection insurance rates can vary dramatically from one company to another, partly because the features and benefits differ between policies. There are many factors that determine the price you will pay for your cover, and each insurer applies its own underwriting guidelines. With access to a range of policies from participating insurers, brokers in our network can help you find a competitive, value-for-money income protection insurance solution from the options available.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

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Compare Options

Every income protection insurance policy is different, meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at a competitive price from the options available via our panel.

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Multiple Insurers

To access competitive income protection insurance rates and discuss your needs with licensed brokers from our national referral panel, simply complete our income protection insurance quote request form. The brokers and insurers we refer to are participating providers and do not represent the whole market.

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Life Insurance Articles

Decoding the Fine Print: What to Look out for in Your Income Protection Policy

Income protection insurance serves as a vital safety net for Australian workers, ensuring financial stability in the face of unexpected illness or injury. As the landscape of work and health continues to evolve, understanding the essentials of income protection becomes increasingly crucial for anyone who relies on a steady income to support themselves and their loved ones. - read more

Breaking Down the Barriers: Understanding Income Protection for Self-Employed Aussies

Hello to all the self-employed Aussies out there! Embarking on the journey of self-employment brings with it a unique set of challenges and freedoms. One area we often overlook is the need for a solid financial safety net, customized to our varied incomes and work lifecycles. That's where income protection insurance steps in as a critical component for ensuring financial stability. - read more

Making Sense of Income Protection Insurance: A Must-Read Comparison for Australians

When life throws unexpected challenges our way, the assurance of financial stability can be a beacon of hope amidst the uncertainty. For many Australians, income protection insurance is that beacon, safeguarding their livelihood and providing a crucial safety net when they need it most. It's more than just a policy; it's a strategic step towards longer-term peace of mind. - read more

Income Protection vs. Life Insurance: Tax Differences You Should Consider

Have you ever wondered how income protection insurance can affect your taxes? It's an often-overlooked aspect of managing your finances that could make a substantial difference. Understanding your insurance options is crucial in making informed decisions that benefit your long-term financial health. - read more

Everything You Need to Know About Waiting Periods and Income Protection Benefits

Income protection insurance is a crucial financial product designed to secure a portion of your income if you're unable to work due to illness or injury. This type of insurance acts as a financial safety net, ensuring that you can maintain your lifestyle and meet essential expenses while recovering. - read more

Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs

In recent times, the allure of being your own boss has led to a significant shift towards self-employment in Australia. This growing trend reflects a desire for greater flexibility and autonomy in one's career. However, amidst this independence lie uncertainties and financial risks unique to those who venture out on their own. - read more

Insurance News

AFCA Upholds Policyholder's Income Protection Benefits Against Zurich

12 Feb 2026: Paige Estritori

The Australian Financial Complaints Authority (AFCA) has recently ruled against Zurich Insurance, instructing the insurer to maintain the current income protection benefits for a policyholder after an 11-year delay in proposing a reduction. This decision underscores the critical importance of timely and transparent communication between insurers and their clients. - read more

Neos Recognized as Leading Income Protection Insurer in 2025

12 Feb 2026: Paige Estritori

In the 2025 Life Insurance Awards presented by Money Magazine, Neos has been honored as the top provider in the Income Protection Insurance category. This accolade reflects Neos's commitment to delivering comprehensive and reliable income protection solutions to Australians. - read more

TAL's Health Sense Plus Now Covers Income Protection Policies

04 Feb 2026: Paige Estritori

In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more

Surge in Mental Health Claims Puts Pressure on Australia's Insurance Industry

04 Feb 2026: Paige Estritori

Australia's insurance sector is facing unprecedented challenges as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) reveals that mental health issues now account for nearly one-third of all TPD claims paid out. - read more

Rest Super Faces Class Action Over Alleged Wrongful Deduction of Income Protection Premiums

04 Feb 2026: Paige Estritori

Shine Lawyers has initiated class action proceedings in the Federal Court against Rest Superannuation, alleging that the fund wrongfully deducted income protection premiums from members' accounts between December 2008 and June 2019. The lawsuit claims that up to 500,000 Rest members may have been affected by these deductions. - read more

TAL's Health Sense Plus Now Covers Income Protection Policies

27 Jan 2026: Paige Estritori

In a strategic move to enhance the value of its offerings, TAL has announced the expansion of its Health Sense Plus program to encompass income protection insurance. This initiative, effective from 8 August 2025, aims to incentivise proactive health management among policyholders by providing premium discounts. - read more

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Occupational Hazard:
A risk associated with the nature of a particular occupation, which may affect insurance premiums.

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