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Income Protection Insurance Australia

Welcome to Australia’s Leading Disability Income Protection & Life Insurance Comparison Service. Discover affordable income protection insurance rates, tailored coverage options, and expert advice. Our independent platform connects you with top brokers and policies to secure your financial future. Simply enter the amount you’d like covered each month and postcode to compare quotes and find the perfect cover for your needs.

Get the right cover at the best available price.

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All quotes are provided free and without obligation. We respect your privacy.

Why Income Protection?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Protection is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.


Best Rates

Income Protection Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Protection Insurance Solution.


income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Compare Options

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance
Every Income Protection Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at the best possible price.


Multiple Insurers

To access the best Income Protection Insurance rates and financial advice from a comprehensive selection of Australia`s premier and most reputable Income Protection Insurance expert brokers and insurers, all you need do is complete our simple Income Protection Insurance quote request form.
income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance


Insurance News

Business Relief as Insurance Rates Decline Worldwide Business Relief as Insurance Rates Decline Worldwide
11 Feb 2025: Paige Estritori

In a new development that could signal relief for global businesses, the latest data from Marsh's commercial price monitor indicates a broad decline in insurance rates during the last quarter of 2025. This trend is especially marked in the Australia-Pacific region, which experienced an 8% reduction, making it the standout market globally. - read more
Perth Construction Firm Penalised for Insurance Lapse Perth Construction Firm Penalised for Insurance Lapse
11 Feb 2025: Paige Estritori

A construction company in Perth has been penalised for initiating building works without securing the legally-required home indemnity insurance, resulting in a $3500 fine and an additional $736 in costs. - read more
Stringent Conditions Imposed on Workers' Compensation Self-Insurer Stringent Conditions Imposed on Workers' Compensation Self-Insurer
11 Feb 2025: Paige Estritori

A major property company in New South Wales has come under intense scrutiny following a recent evaluation of its workers' compensation system. The State Insurance Regulatory Authority (SIRA) found several compliance and claims management discrepancies in the self-insurance operations of ISS Property Services. - read more
Queensland's Persistent Flood Woes: A Call for Resilient Rebuilding Queensland's Persistent Flood Woes: A Call for Resilient Rebuilding
05 Feb 2025: Paige Estritori

The recent floods in northern Queensland have left a significant mark, with the Insurance Council of Australia reporting 1,435 insurance claims following the heavy rains. As the weather slowly begins to clear, residents of Townsville have started returning home, heaving a sigh of relief as the city narrowly avoided severe flooding. - read more
ACCC Scrutinizes Major Motor Insurance Mergers ACCC Scrutinizes Major Motor Insurance Mergers
05 Feb 2025: Paige Estritori

The Australian Competition and Consumer Commission (ACCC) has opened a detailed examination into significant mergers in the motor insurance market. The acquisitions under review include Insurance Australia Group's (IAG) endeavor to acquire RACQ Insurance and Allianz Australia's agreement to purchase RAA Insurance. - read more
Urgency in Financial Reform: A Call for Swift Action Urgency in Financial Reform: A Call for Swift Action
04 Feb 2025: Paige Estritori

Christine Cupitt, CEO of the Council of Australian Life Insurers, has strongly expressed the urgent need for rapid legislative reform in financial advice. With an upcoming election threatening to stall legislation, time is of the essence to ensure timely implementation. - read more

Life Insurance Articles

Breaking Down the Barriers: Understanding Income Protection for Self-Employed Aussies Breaking Down the Barriers: Understanding Income Protection for Self-Employed Aussies
Hello to all the self-employed Aussies out there! Embarking on the journey of self-employment brings with it a unique set of challenges and freedoms. One area we often overlook is the need for a solid financial safety net, customized to our varied incomes and work lifecycles. That's where income protection insurance steps in as a critical component for ensuring financial stability. - read more
Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
In recent times, the allure of being your own boss has led to a significant shift towards self-employment in Australia. This growing trend reflects a desire for greater flexibility and autonomy in one's career. However, amidst this independence lie uncertainties and financial risks unique to those who venture out on their own. - read more
What Australians Need to Know Before Choosing an Income Protection Plan What Australians Need to Know Before Choosing an Income Protection Plan
Income protection insurance is a critical safety net for Australians, offering financial security in the event that one is unable to work due to illness or injury. The peace of mind it brings cannot be overstated, as it ensures that individuals and their families can maintain their standard of living even when the unexpected happens. - read more
Busting the Myth That Income Protection is Only for Physical Injuries Busting the Myth That Income Protection is Only for Physical Injuries
To all the self-employed Australians! You're the backbone of our economy, recognized for your entrepreneurial spirit and abilities to navigate the unique challenges of managing your own business. Yet, with great freedom comes great responsibility, particularly when it comes to securing your financial well-being. - read more
Important Tips to Streamline Your Income Protection Claim in Australia Important Tips to Streamline Your Income Protection Claim in Australia
In today's unpredictable world, securing your financial future is more important than ever. Income protection insurance plays a pivotal role for working Australians by providing a safety net in case illness or injury prevents you from earning an income. As an essential part of your overall financial planning, understanding income protection is crucial for peace of mind and stability. - read more
Decoding the Fine Print: What to Look out for in Your Income Protection Policy Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Income protection insurance serves as a vital safety net for Australian workers, ensuring financial stability in the face of unexpected illness or injury. As the landscape of work and health continues to evolve, understanding the essentials of income protection becomes increasingly crucial for anyone who relies on a steady income to support themselves and their loved ones. - read more
Avoiding Overinsurance: How to Choose Adequate Coverage Without Wasting Money Avoiding Overinsurance: How to Choose Adequate Coverage Without Wasting Money
Income protection insurance is a key component of financial planning that safeguards your earning potential in the untimely event of illness or injury. In Australia, it reassures individuals that their most valuable asset, the ability to earn, is shielded against unforeseen circumstances. Adequate income protection can provide peace of mind, with the security of a regular income even when you're unable to work. - read more
Important Tips to Streamline Your Income Protection Claim in Australia Important Tips to Streamline Your Income Protection Claim in Australia
In today's unpredictable world, securing your financial future is more important than ever. Income protection insurance plays a pivotal role for working Australians by providing a safety net in case illness or injury prevents you from earning an income. As an essential part of your overall financial planning, understanding income protection is crucial for peace of mind and stability. - read more
Making Sense of Income Protection Insurance: A Must-Read Comparison for Australians Making Sense of Income Protection Insurance: A Must-Read Comparison for Australians
When life throws unexpected challenges our way, the assurance of financial stability can be a beacon of hope amidst the uncertainty. For many Australians, income protection insurance is that beacon, safeguarding their livelihood and providing a crucial safety net when they need it most. It's more than just a policy; it's a strategic step towards longer-term peace of mind. - read more
Decoding the Fine Print: What to Look out for in Your Income Protection Policy Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Income protection insurance serves as a vital safety net for Australian workers, ensuring financial stability in the face of unexpected illness or injury. As the landscape of work and health continues to evolve, understanding the essentials of income protection becomes increasingly crucial for anyone who relies on a steady income to support themselves and their loved ones. - read more
The Myth of Unaffordability: How to Find Value in Income Insurance Policies The Myth of Unaffordability: How to Find Value in Income Insurance Policies
Income protection insurance is often surrounded by the myth of being unaffordable, deterring many Australians from safeguarding their most valuable asset—their ability to earn. This introduction aims to address this misconception head on, revealing the real value that income insurance policies can provide. It is crucial to understand that the cost of such a policy pales in comparison to the potential financial hardship faced without one. - read more
Understanding Your Policy: Key Terms That Impact Your Insurance Claim Outcome Understanding Your Policy: Key Terms That Impact Your Insurance Claim Outcome
Welcome to the beginning of your journey through the maze of insurance policy terms and conditions. For many Australians, navigating through an insurance policy can be as daunting as trying to understand a legal document. That's because, in a way, it is one. This section is designed to set the foundation for a comprehensive understanding of the key terms that impact your insurance claim outcomes. - read more

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Monthly Income Benefit:
Postcode:

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Flood Insurance:
A specific type of property insurance that covers losses and damage caused by flooding.