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Secure Your Income With Australia's Leading Protection Insurance

Welcome to Australia’s Leading Disability Income Protection & Life Insurance Comparison Service. Discover affordable income protection insurance rates, tailored coverage options, and expert advice. Our independent platform connects you with top brokers and policies to secure your financial future. Simply enter the amount you’d like covered each month and postcode to compare quotes and find the perfect cover for your needs.

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All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Why Income Protection?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Protection is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.



Best Rates

Income Protection Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Income Protection Insurance Solution.



income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Compare Options

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Every Income Protection Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at the best possible price.



Multiple Insurers

To access the best Income Protection Insurance rates and financial advice from a comprehensive selection of Australia`s premier and most reputable Income Protection Insurance expert brokers and insurers, all you need do is complete our simple Income Protection Insurance quote request form.




Life Insurance Articles

Tax Deductions and Income Protection: Maximizing Your Benefits
Tax Deductions and Income Protection: Maximizing Your Benefits
When life throws unexpected health challenges your way, having a solid plan to protect your income is crucial. Income protection insurance is designed to provide financial support if you're unable to work due to illness or injury, allowing you to focus on recovery without the added stress of financial burden. - read more
Busting the Myth That Income Protection is Only for Physical Injuries
Busting the Myth That Income Protection is Only for Physical Injuries
To all the self-employed Australians! You're the backbone of our economy, recognized for your entrepreneurial spirit and abilities to navigate the unique challenges of managing your own business. Yet, with great freedom comes great responsibility, particularly when it comes to securing your financial well-being. - read more
Understanding Income Replacement Benefits: A Complete Guide for Australians
Understanding Income Replacement Benefits: A Complete Guide for Australians
Income replacement benefits are designed to provide financial support when you're unable to earn a salary due to illness or injury. They act as a safety net, ensuring you can maintain your lifestyle and meet ongoing expenses during unexpected interruptions. - read more
Avoiding Overinsurance: How to Choose Adequate Coverage Without Wasting Money
Avoiding Overinsurance: How to Choose Adequate Coverage Without Wasting Money
Income protection insurance is a key component of financial planning that safeguards your earning potential in the untimely event of illness or injury. In Australia, it reassures individuals that their most valuable asset, the ability to earn, is shielded against unforeseen circumstances. Adequate income protection can provide peace of mind, with the security of a regular income even when you're unable to work. - read more
Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
In recent times, the allure of being your own boss has led to a significant shift towards self-employment in Australia. This growing trend reflects a desire for greater flexibility and autonomy in one's career. However, amidst this independence lie uncertainties and financial risks unique to those who venture out on their own. - read more
Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Income protection insurance serves as a vital safety net for Australian workers, ensuring financial stability in the face of unexpected illness or injury. As the landscape of work and health continues to evolve, understanding the essentials of income protection becomes increasingly crucial for anyone who relies on a steady income to support themselves and their loved ones. - read more

Insurance News

Rising Mental Health Claims Reshape Australia's Insurance Landscape
Rising Mental Health Claims Reshape Australia's Insurance Landscape
10 Dec 2025: Paige Estritori
The Australian insurance industry is witnessing a significant shift as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more
Australian General Insurers Achieve $6 Billion Profit Amid Fewer Natural Disasters
Australian General Insurers Achieve $6 Billion Profit Amid Fewer Natural Disasters
10 Dec 2025: Paige Estritori
In a remarkable turnaround, Australian general insurers have reported a combined profit of $6.1 billion over the past year. This substantial increase is attributed to a period of relative calm in natural catastrophes and robust investment returns. - read more
Australian Life Insurers Under Review for Mental Health Exclusion Practices
Australian Life Insurers Under Review for Mental Health Exclusion Practices
10 Dec 2025: Paige Estritori
Recent findings have revealed that certain Australian life insurers continue to implement blanket exclusions for mental health conditions, a practice that contravenes the industry's code of practice. This has raised significant concerns about the fairness and legality of such exclusions. - read more
Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
Surge in Mental Health Claims Reshapes Australia's Insurance Landscape
02 Dec 2025: Paige Estritori
Australia's insurance industry is experiencing a significant shift as mental health conditions have become the leading cause of total and permanent disability (TPD) claims. Recent data from the Council of Australian Life Insurers (CALI) indicates that mental health issues now account for nearly one-third of all TPD claims, marking a substantial change in the industry's claim patterns. - read more
Australian Insurance Premiums See Notable Decrease
Australian Insurance Premiums See Notable Decrease
02 Dec 2025: Paige Estritori
Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more
TAL's Health Sense Plus Now Covers Income Protection Policies
TAL's Health Sense Plus Now Covers Income Protection Policies
02 Dec 2025: Paige Estritori
In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more

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Monthly Income Benefit:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.

All quotes are provided free and without obligation. We respect your privacy.

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Insurance Claim:
Notification to an insurance company requesting payment of an amount due under the terms of the policy.