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Welcome to our Australian disability income protection and life insurance comparison service. Compare affordable income protection insurance rates and tailored coverage options from a panel of participating brokers and insurers. Our independent broker-matching platform connects you with licensed brokers who can provide quotes and personal advice to help protect your financial future. Simply enter the amount you’d like covered each month and your postcode to request quotes and compare cover options that may suit your needs.

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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Why Income Protection?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Income Protection is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk also.

We can help you tailor an income protection insurance that will help protect all of your assets in the event of a loss of income.



Competitive Rates

Income protection insurance rates can vary dramatically from one company to another, partly because the features and benefits differ between policies. There are many factors that determine the price you will pay for your cover, and each insurer applies its own underwriting guidelines. With access to a range of policies from participating insurers, brokers in our network can help you find a competitive, value-for-money income protection insurance solution from the options available.



income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

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income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

Every income protection insurance policy is different, meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at a competitive price from the options available via our panel.



Multiple Insurers

To access competitive income protection insurance rates and discuss your needs with licensed brokers from our national referral panel, simply complete our income protection insurance quote request form . The brokers and insurers we refer to are participating providers and do not represent the whole market.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance


Life Insurance Articles

5 Common Misconceptions About Income Protection Insurance in Australia
5 Common Misconceptions About Income Protection Insurance in Australia
Income protection insurance is a vital safety net for many Australians, offering financial stability when unexpected circumstances like illness or injury occur. Despite its importance, there are numerous misconceptions surrounding this type of insurance, leading to confusion and inadequate coverage among consumers. - read more
Maximizing Your Income Protection Payout: Tips and Strategies
Maximizing Your Income Protection Payout: Tips and Strategies
In the realm of personal finance, security is a cornerstone that cannot be overlooked, and this is where income protection insurance steps in. For Australians, the peace of mind that comes with knowing you're covered against loss of income due to illness or injury is invaluable. This form of coverage acts as a financial safety net, ensuring that life's unexpected twists do not leave you in a lurch. - read more
Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
Self-Employed? Here's How to Determine Your Income Insurance Coverage Needs
In recent times, the allure of being your own boss has led to a significant shift towards self-employment in Australia. This growing trend reflects a desire for greater flexibility and autonomy in one's career. However, amidst this independence lie uncertainties and financial risks unique to those who venture out on their own. - read more
Benefit and Wailting Periods: Choosing the Right Combination for Maximum Protection and Value
Benefit and Wailting Periods: Choosing the Right Combination for Maximum Protection and Value
In Australia, income protection insurance stands as a vital safeguard for professionals, ensuring security during times of unexpected illness or injury. It acts as a financial buffer, providing a percentage of your regular income, so you can maintain your lifestyle without the stress of lost earnings. - read more
Dispelling the Myths: Why Income Protection is More Accessible Than You Think
Dispelling the Myths: Why Income Protection is More Accessible Than You Think
Income protection insurance serves as a financial safety net, designed to support individuals in the event that they are unable to work due to illness or injury. The significance of this type of insurance lies in its ability to provide a continuation of income during tough times, ensuring that one's financial responsibilities are taken care of. - read more
Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Decoding the Fine Print: What to Look out for in Your Income Protection Policy
Income protection insurance serves as a vital safety net for Australian workers, ensuring financial stability in the face of unexpected illness or injury. As the landscape of work and health continues to evolve, understanding the essentials of income protection becomes increasingly crucial for anyone who relies on a steady income to support themselves and their loved ones. - read more

Insurance News

TAL's Health Sense Plus Now Covers Income Protection Policies
TAL's Health Sense Plus Now Covers Income Protection Policies
17 Apr 2026: Paige Estritori
In a significant development for policyholders, leading Australian life insurer TAL has announced the expansion of its Health Sense Plus program to encompass income protection (IP) policies. Effective from 8 August 2025, this initiative aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more
AFCA Directs Insurer to Reinstate Critical Illness Coverage After Miscommunication
AFCA Directs Insurer to Reinstate Critical Illness Coverage After Miscommunication
17 Apr 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has recently ruled in favour of a policyholder who inadvertently cancelled his critical illness insurance due to unclear communication from his insurer, TAL Life. This decision underscores the critical importance of transparent communication between insurers and their clients, particularly regarding the implications of policy modifications. - read more
AIA Australia's Latest Enhancements to Priority Protection Insurance
AIA Australia's Latest Enhancements to Priority Protection Insurance
17 Apr 2026: Paige Estritori
AIA Australia has recently updated its Priority Protection life insurance suite, introducing changes designed to simplify discounts, enhance policy clarity, and support premium affordability. These enhancements, effective from 9 November 2025, reflect AIA's commitment to providing value-driven solutions for policyholders. - read more
Zurich Australia's New Income Protection for Women's Health
Zurich Australia's New Income Protection for Women's Health
09 Apr 2026: Paige Estritori
Zurich Australia has unveiled a pioneering income protection benefit tailored specifically for women's health conditions, including menopause and endometriosis. This initiative addresses the significant impact these conditions have on women's professional lives and financial stability. - read more
APRA's Renewed Efforts to Reform Income Protection Insurance
APRA's Renewed Efforts to Reform Income Protection Insurance
09 Apr 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced the resumption of its reforms targeting individual disability income insurance (IDII), commonly known as income protection insurance. This initiative aims to address the financial challenges that have plagued the industry, with insurers reporting losses exceeding $3.4 billion over the past five years. - read more
AFCA's Landmark Decision on Occupation Definitions in Income Protection Claims
AFCA's Landmark Decision on Occupation Definitions in Income Protection Claims
09 Apr 2026: Paige Estritori
The Australian Financial Complaints Authority (AFCA) has recently delivered a pivotal ruling that clarifies the definition of 'occupation' within the context of income protection insurance claims. This decision arose from a dispute involving a policyholder whose income protection benefits were terminated after the insurer discovered he was listed as a director of a company while receiving payments. - read more

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Monthly Income Benefit:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Coinsurance:
A percentage of the cost of a covered healthcare service that you pay after you have paid your deductible.