Income Protection Insurance :: Articles

Income Protection Insurance Articles

Income Protection Insurance recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Insurance Articles

Why life insurance is a necessity in tough times

With household budgets being squeezed, and consumer confidence weak, many families are wondering whether life insurance is something they can do without.

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Insuring against loss of income
An important part of stress-testing yourself involves imagining what would happen if your source of income were cut off.

If you've done that and the answer scares you, there are various forms... read more

DIY Review Checklist for your Income Protection Insurance
Whilst a regular review both of the level of income protection cover that you own and the price you are paying for it are both important, there are some other more critical issues that need to be addressed... read more

Comparing Income Protection Benefit Payment Periods
If you are serious about protecting your income, it is essential that you give real consideration to the benefit payment periods being offered as part of your income insurance policy. read more

Disability Insurance vs. Health Insurance

When faced with the option of whether to purchase disability insurance, many consumers say no without fully understanding the consequences of their decision.

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Insurance: The Absolute Basics

Insurance, like so many things in this increasingly complex world, can be a bit of a minefield for a large proportion of people. So we thought we'd give you a quick run down on how insurance works... read more



Insurance News

If insurance was free, would there still be an underinsurance problem?
Nov 20 :: Even if price wasnít a factor, AMPís Chris Kirby argues that Australia would still have an under-insurance problem. This is why it is the industryís job to kill preconceptions and engage clients.... read more

Regulatory compulsion propels commercial insurance
Oct 26 :: Australia is the second largest advanced market in Asia for commercial insurance, not least because of regulatory requirements around issues of professional indemnity, according to new research released... read more

Premium rates for life cover sold by advisers in decline
Oct 26 :: Premium rates for life cover products sold by financial advisers fell by an average of 10 per cent across 11 leading insurance providers between December 2004 and June 2012, according to a joint study... read more

Life insurers pay out $4 billion in 2011
Jul 01 :: The 10 biggest life insurers paid out just under $4 billion in claims in 2011 - up 11.4 per cent from 2010, according to research conducted by The Risk Store. The amount of money paid... read more

Direct life insurance up but credit insurance flat
Jun 01 :: Overall direct life insurance sales have grown 11.3 per cent in 2011 and in-force annual premiums are up 10.9 per cent despite flat growth in credit-related insurance sales, according to Rice Warner.... read more

NSW Insurance broker suspended
May 22 :: A Menai-based insurance broking firm has had its licence suspended for seven months following surveillance conducted by the Australian Securities and Investments Commission (ASIC). ASIC... read more